Meet Tatiana Koffman. She is a securities attorney who found her way into the crypto and security token world after working with DNA Fund. She later helped form a VC fund for the group Linkin Park. Tatiana explains how security tokens can help transform the financial industry and more in this expert interview with Security Token Academy’s Director of Programming, Adam Chapnick.
The Nature of a Utility Token
What is a Utility? How and Why? Importance of Defining Token Terms .
An Introduction to Tokenomics
David Siegel takes to the main stage in Amsterdam – at the Chainges event – to give a masterful introduction to tokenomics and the future of ICOs. Watch to learn more about the potential future and how the world’s economy can change with the introduction of tokens and token economies.
What is ZRX?
0xpo 2020: A Brief History of Tokenization
A token is a scarce digital asset whose ownership is tracked on a public blockchain.
Tokenization refers to the accelerating trend of representing digital and real-world assets as tokens on public blockchains, such as Ethereum.
What is 0x?
0x is a community-owned protocol that provides p2p exchange infrastructure and aggregated liquidity that enables the crypto economy to swap tokens at the best prices.
SwissBorg Token – The Multi Utility token (CHSB)
What is a utility token? The SwissBorg token called the CHSB token is a multi-utility token that gives REAL VALUE to the community. The CHSB token is challenging the relationship between people and their investment manager. But, how does it provide real value and is not just another speculative asset? 1) The token provides real value such as saving money on transactions and 2) It has instant use such as using the token as soon as the settings are activated on the user’s personal account. The crypto space is designed to inspire by innovative thinking that seeks to correct the unfairness and inequality that existed in the traditional space. We want to give the opportunity to an ordinary individual to take control of their wealth without the need of financial experts. We see a future that will use technology to connect the world and make financial investments, transactions and participation more equitable for token-holders, communities and nations. The CHSB is the masterpiece of that vision. It’s time for our community members to find out more about the CHSB token and its latest utility. A utility that has both real value, instant use and is extremely easy to activate: The Membership Utility.
Tokenization of assets: Starting with the oldest commodity – Beer
Florian Krueger and Florian Bollen present at CC Forum Queen Elizabeth II Conference Centre London.
The Craft Coin Company aims to create a future where small and medium-sized companies have access to alternative funding mechanisms. This allows them to grow sustainably, ultimately growing in a way that benefits the people, our planet and the profitability of their venture.
The inaugural coin, The Craft Beer Coin (CBC), went live in 2019 and is a transactional, asset-backed digital currency that enables fresh local beer purchase via the holders’ smartphone. A coin is always underwritten by a fresh pint of craft beer.
Their ‘asset backed’ Craft Coins are designed as currencies that enable digital business ecospheres to leverage modern distributed ledger technologies.
‘Asset backed’ means that the coins are not ‘stores of value’ like Bitcoin, but rather are backed by and facilitate transactions around real products and services with a value understood by everyone: a pint of craft beer. Future craft coin offerings will underpin foods and other craft products, helping to create and distribute quality sustainable products with foundations built around modern digital coins and currencies.
The Future of Blockchain Advertising
Blockchain has been touted as the next Internet, a technology that will revolutionize the way we live. Kim Parlee talks with Brian Wong, founder of kiip and author of The Cheat Code, as his company launches the first ever blockchain mobile ad campaign with AB InBev, the world’s biggest beer company.
What Makes Cryptocurrency Valuable? Tokenomics Part: 1
This guide outlines many of the factors that make up a token’s value. This part introduces how the token is minted, where it’s built, what type of tokens have more value and a brief intro to utility and security tokens.
Utility Tokens vs. Security Tokens
A token represents a security or utility that a company has and they usually give it away to their investors during a public sale called ICO (Initial Coin Offering), in the case of utility tokens, and STO (Security Token Offerings), in the case of security tokens.
While utility and security tokens might seem similar on the surface, there’s actually some pretty complex differences behind them. Are they regulated or unregulated? Who can they be sold to? What is the purpose of the token? All of these questions can decided what is or isn’t a utility token. What about the Howey Test?
In 1946, the Supreme Court handled a monumental case. The case was SEC vs Howey which would lay down the foundation for the, now infamous Howey Test. The case was about establishing a test of whether a particular arrangement involves an investment contract or not.
The SEC and Swiss Financial Market Supervisory Authority (FINMA) have broken down tokens into two broad categories:
- Utility Tokens
- Security Tokens
Because most of the ICOs are investment opportunities in the company itself, most tokens qualify as securities. However, if the token doesn’t qualify according to the Howey test, then it classifies as utility tokens. These tokens simply provide users with a product and/or service. Think of them like gateway tokens.